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MISSION-READY SPECIFICATION|ID: AI-POLICY-UNDERWRITING-SUPPORT
//CYBAIR · underwriting

AI Policy Underwriting Support

CYBAIR-powered underwriting support. Each policyholder AI workload is a CYBAIR unit; the engagement turns scores into an underwriting framework.

TYPE:AdvisoryTIMELINE:3–5 weeksCLEARANCE:CONFIDENTIAL TO RESTRICTED
ARCHITECTURAL CONTEXT & INTERVENTION

Operational Friction & Multipolar Mandate

Why traditional ad-hoc approaches fail at scale, and the precision protocol deployed to resolve it.

⚠SYSTEMIC VULNERABILITY // THE PROBLEM

Why this engagement exists

Insurers and assurance functions are being asked to underwrite AI risk without workload-level posture or an evidence trail they can defend. Underwriting relies on questionnaires and self-attestation — exactly the inputs that fail when a claim or audit tests them.

HOW IT MANIFESTS IN YOUR ORGANIZATION4 FAILURE MODES
  • ✕AI risk is underwritten from questionnaires with no workload-level evidence.
  • ✕Underwriters cannot distinguish a well-run AI estate from a dangerous one.
  • ✕Claims or disputes expose that the risk was never actually measured.
  • ✕The book grows while the assurance method stays at self-attestation.
⇄RESOLUTION PROTOCOL
✓MULTIPOLAR INTERVENTION // WHAT WE DO

Engineered scope & execution

Each policyholder AI workload in scope is a CYBAIR unit — same engine, same $5,000 unit, compliance and evidence included. The engagement turns those scores into an underwriting risk framework, an evidence strategy, and a readiness picture underwriters can use. How unit costs are recovered in premium or fees is your commercial motion; we do not hide the units.

CORE ENGAGEMENT INCLUSIONS5 WORKSTREAMS
  • ✓Book definition: which policyholders and AI workloads sit in the first cut
  • ✓CYBAIR posture scoring per policyholder workload
  • ✓Underwriting risk framework built on the scores
  • ✓Evidence and attestation strategy for the book
  • ✓A repeatable motion as the book grows
TANGIBLE OPERATIONAL ARTIFACTS

What You Take Away

Every deliverable is named, structured, and tied to an immutable operational outcome. Nothing ships as a slide deck with no longevity.

01SCORECARD

AI policyholder posture scoring

CYBAIR posture per policyholder AI workload — the same engine and evidence standard as first-party assessments.

⚡STRATEGIC OUTCOME

Underwriting decisions rest on measured posture, not self-attestation.

02FRAMEWORK DOCUMENT

Underwriting risk framework

How CYBAIR scores translate into underwriting decisions: tiers, thresholds, and pricing logic.

⚡STRATEGIC OUTCOME

The book is underwritten with a defensible, repeatable method.

03STRATEGY DOCUMENT

Evidence and attestation strategy

The evidence standard for the book and how attestation is produced and verified.

⚡STRATEGIC OUTCOME

Claims, disputes, and audits are answered from prepared evidence.

04READINESS REPORT

Policyholder readiness assessment

Which policyholders are ready for AI coverage terms and which need remediation first.

⚡STRATEGIC OUTCOME

Coverage terms are matched to actual readiness, reducing adverse selection.

PHASED OPERATIONAL EXECUTION

How This Engagement Runs

Structured gates from initial telemetry and baseline ingestion to verified exit capabilities.

3–5 weeks4 Execution Phases
01
PHASE 01 GATE

Define the book

Week 1

Which policyholders and which AI workloads sit in the first cut. The workload count sets the CYBAIR units.

DELIVERABLES PRODUCED:
Book scope
EXIT MILESTONE:
✓A priced first cut of the book, sized honestly.
02
PHASE 02 GATE

Score on CYBAIR

Weeks 1–3

Same engine, same $5,000 unit, compliance and evidence included. Policyholder workloads are profiled and scored.

DELIVERABLES PRODUCED:
Workload posture scores
EXIT MILESTONE:
✓The book has measured AI posture across the scoped workloads.
03
PHASE 03 GATE

Write the framework

Weeks 3–4

How scores become underwriting decisions: tiers, thresholds, and pricing logic designed with your underwriters.

DELIVERABLES PRODUCED:
Underwriting risk framework
EXIT MILESTONE:
✓A repeatable underwriting method grounded in posture.
04
PHASE 04 GATE

Leave a repeatable path

Weeks 4–5

The motion is documented so it scales as the book grows — and can become a retainer as volume increases.

DELIVERABLES PRODUCED:
Evidence strategyRepeatable motionReadout
EXIT MILESTONE:
✓Underwriting AI risk becomes an operating capability, not a one-off pilot.
TRANSPARENT UNIT ECONOMICS

Interactive Pricing Studio & Scope Engine

Our pricing is engineered, not asserted. Configure your organization profile and estate parameters to see the exact real-time cost breakdown.

// SCOPE CALCULATOR

Configure Your Parameters

1. ENGAGEMENT PROFILE MULTIPLIERS
2. MODULAR PLATFORM UNITS
TOTAL CONFIGURED INVESTMENT
from $75,000
Base Engagement Fee:$35,000
CYBAIR · 8 AI workloads × $5,000:+$40,000
Brief Us On This Scope →

The fee moves on three objective multipliers—Sensitivity, Involvement, and Org Type. Each factor reflects real operational handling and operator time.

Sensitivity

×0.90 – ×1.30 on the engagement fee

Sensitivity sets the handling envelope around the whole engagement: how data moves, where evidence lives, who can touch it, and what containment we must maintain. Higher sensitivity means cleared handling, segregated evidence, and slower, more deliberate operations — real cost that a flat fee would hide.

Public: ×0.90Confidential: ×1.00Regulated: ×1.15Restricted: ×1.30

Involvement

×0.85 – ×1.35 on the engagement fee

Involvement is how much Multipolar operator time is on the hook. Counsel at checkpoints is a different commitment than embedded delivery inside your team, your systems, and your cadence. The multiplier tracks senior hours actually committed — not a markup.

Light: ×0.85Standard: ×1.00Deep: ×1.35

Organization type

×0.85 – ×1.25 on the engagement fee

The same technical work lands differently depending on who is buying it. Federal and defense engagements carry procurement, compliance, security review, and stakeholder alignment that a mid-market engagement does not. The multiplier prices the coordination and accountability surface, not the analysis.

SMB / Mid-Market: ×0.85Enterprise: ×1.00State & Local: ×1.00VC / PE: ×1.00Partners: ×1.00Auditors / Insurers: ×1.00Federal: ×1.15Defense: ×1.25
OPERATIONAL CLARITY

Frequently Asked Questions

Specific intelligence regarding security clearance, deliverable ownership, platform telemetry, and execution cadence.

Insurers, auditors, and assurance functions that must underwrite or attest to AI risk. The framework adapts to assurance as well as underwriting.

DIRECT OPERATOR ACCESS

Have unique mission constraints?

Our engineering leadership reviews technical architectures and custom scoping directly under NDA.

Ask an Operator →
OPERATIONAL READINESS INITIATIVE

Ready to Brief Us on the AI Policy Underwriting Support?

We select our client engagements carefully and confirm technical scope, operator capacity, and final pricing directly in the initial briefing.

Request a Briefing→
Confidentiality Guaranteed•Direct Principal Engagement•Rapid Mobilization